Retained Benefit

Retain a portion of your life insurance benefit without having to pay future premiums. Your beneficiaries will receive a guaranteed percentage when the policy ends, but you have no further obligations or payments to make.

Terri, Age 64
Fredericksburg, VA

$10 Million Policy • $3 Million In Retained Benefit

Terri was suddenly faced with the unthinkable: First, she received a diagnosis of stage IV cancer. Shortly after, Terri’s husband lost his job after three decades of dedicated service. They needed financial options to face these devastating life changes, and they needed them quickly.

While researching online, Terri learned that selling her life insurance policy could be an option for relief and decided to work with us to help her through this extremely difficult time.
“Abacus had a solid reputation without any negative consumer ratings,” said Terri.

We guided Terri through the process, walking her through the numbers, and the numbers behind the numbers, so she understood all available options and could make the best decision possible for her family.

“Abacus kept me informed throughout the entire process with constant updates every step of the way,” Terri said. “Because of their professionalism and knowledge, I found the experience to be less stressful than I had originally feared.”

By working with us to sell her life insurance policy, Terri and her husband were able to pay off the remaining mortgage left on their home, giving Terri the financial freedom to concentrate on her cancer treatment and spend more time with her family.

“I would recommend Abacus to anyone who is coping with a life-changing event like cancer and needs to make tough financial decisions to improve their quality of life,” said Terri. “They treated me like a real person and I truly felt Abacus had my best interests in mind.”

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Disclaimer: This is not an offer or bid. This is average pricing for discussion purposes only. Speak with your Abacus representative for additional insight. There have been many assumptions including but not limited to premium amounts and life expectancy that may or may not be accurate to your specific case. An actual underwritten life settlement offer may be much higher or lower. Full due diligence must be applied to any policy, insured, and seller to determine if a life insurance policy is sellable.