Traditional

In this option you sell your life insurance policy to a buyer for a cash amount above your policy’s surrender value. You have no further obligations or claims to the policy, with all future premiums paid by the buyer.

Robert, Age 60
Forest, VA

$500,000 Universal Life Policy • $275,000 Offer

Robert called us with a binder full of research on his policy options. He had his questions prepared and very clear goals on what he wanted to accomplish financially with his policy. Before we even started speaking about Abacus potentially purchasing his policy we went over everything from surrendering his policy to alternative funding options.

“I was deeply in debt and my life insurance payments were becoming a financial burden. I read about viatical settlements and did my research. I checked with numerous companies about a multitude of different ways of selling my life insurance plan. Abacus Life was by far the best deal for me. Not only were they able to come in several weeks after the process started with other companies and still generate an offer faster than anyone else, they even advanced a part of my settlement.”

Robert and his wife took a dream national park trip with their advance, and were able to purchase a cabin and catch up on all of their debts and medical bills with their funds.

Policy Value Calculator
Calculate
Health StatusAverage Price
Standard
Slightly Impaired
Moderately Impaired
Highly Impaired
Extremely Impaired
Terminal Illness
Disclaimer: This is not an offer or bid. This is average pricing for discussion purposes only. Speak with your Abacus representative for additional insight. There have been many assumptions including but not limited to premium amounts and life expectancy that may or may not be accurate to your specific case. An actual underwritten life settlement offer may be much higher or lower. Full due diligence must be applied to any policy, insured, and seller to determine if a life insurance policy is sellable.