Discover Your Life Insurance Options

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Our Mission

At Abacus Life, our mission is to help every single person learn the value of their life insurance policy. We educate everyone we work with so they know and understand that their life insurance policy has a fair market value.

It’s important to understand your options, particularly as you age. Knowing the value of your life insurance policy is as important as knowing the value of your home, your equity portfolio, or your general finances.

Life Insurance
is your personal property

You’ve earned and built equity in your life insurance policy. That policy is your personal property, not the insurance company’s, and you should decide how the policy can best benefit you and your family. Deciding to sell it for fair market value is a legitimate and viable choice to create more options for your future.

At Abacus Life, we empower you with the information you need to decide if selling your policy, or a portion of it, is right for you. We will walk you through the entire process, showing you the numbers and the numbers behind the numbers — all policy valuations, underwriting, cost and returns — so you understand your options and can make an informed decision for your family’s financial future.

Life Options vs.
Life Settlements

If you have started looking into pursuing a life settlement for your life insurance policy, you are probably asking yourself what the difference between Abacus Life and a life settlement company is, in a word…Options.

At Abacus, we understand that you, like many other people, may have a life insurance policy that no longer meets its goals. We are dedicated to helping you learn the facts about your life insurance options so you can make an informed decision and get the most out of your policy. We are committed to serving you with the confidentiality, transparency, and urgency you deserve. Whether you are interested in a traditional life settlement, a retained benefit option, or a hybrid between the two, Abacus Life can help you identify the right life insurance option for your circumstances.

We don’t want our clients to “settle,” we want to help them find real value in their personal property.

Meet Eddie

At age 83, Eddie decided his life insurance policy no longer met his goals for his estate plan and considered surrendering it entirely. He began exploring the possibility of a life settlement after hearing about Abacus from a friend. Because of his advanced age and medical history, Abacus was able to offer him almost double the cash surrender value of his $2,485,065 policy with a final settlement value of $1,200,000. This money went directly into Eddie’s accounts and he is now able to use these funds to finance all of his retirement needs.

Options at any Stage

Cancer Care
Agents + Brokers

*On Average, An Offer Is Generated 14-21 Days After Receiving An Insured’s Application. After An Offer Is Accepted Funds Are Typically Available In A Clients Bank Account Within 21 Days. These Numbers Are Based On The Most Recent Six Months Of Cases Closed By Abacus. **The Average Percent Of Face Value Paid By Abacus For A Policy Is 23.3%. This Number Can Fluctuate Greatly Based On An Individual’s Specific Impairments And Age.